Ritter Daniher Financial Advisory, LLCRitter Daniher Financial Advisory, LLC
The RDFA Team Value Proposition RDFA Update Client Service Center Information Databank


At Ritter Daniher, all of our advisors are Certified Financial Planners. In addition, we are all registered financial advisors with NAPFA, the National Association of Personal Financial Advisors. All NAPFA members are held to the highest levels of competency standards, believe that clients are best served by a comprehensive approach to financial planning, and are fee-only fiduciaries. Being fee-only means we do not sell financial products and we never make commissions. As a result, we offer unbiased advice, free of conflicts of interest. We are here for you – to serve you and look out for your best interests above our own. With such high standards, it is no surprise that more than half of those who inquire about joining NAPFA are denied admission when they initially apply. 

In addition to NAPFA, all RDFA financial advisors are encouraged to participate in local, regional, and/or national study groups. These groups allow us to learn from trusted colleagues and industry peers, and to share knowledge that helps better the entire industry. 


There are quite a few independent, Fee-Only financial advisors across the country that we count as our colleagues.  Many of these are members of the National Association of Personal Financial Advisors, just as the advisory team members of RDFA are.  Some of them are as follows:
Greg Phelps:  www.redrockwealth.com
Red Rock Wealth Consulting, LLC is a comprehensive Fee-Only retirement planning Registered Investment Advisor firm serving affluent clientele in Las Vegas and Phoenix.
Frank Moore:  www.vintagefs.com
Fee Only Financial Advisor Certified Financial Planner in Ann Arbor, MI
Vintage Financial is a fee only, independent wealth management firm based in Ann Arbor, Michigan.  Vintage offers comprehensive financial planning, investment management and income tax preparation services to individuals throughout the U.S.  Our focus is on helping people achieve and maintain financial independence.
Fee Only Investment Advisor, Financial Planner, Fiduciary in Queens, Nassau, Suffork, Long Island, New York
Ray Mignone is a fee only investment advisor, financial planner and fiduciary who works with medical professionals, physicians, retirees facilitating 401k/403b IRA Rollovers and portfolio management.  A Certified Financial Planner since 1989, he is the Vice President of Ethics for the Long Island FPA.
Richard Feight:  www.iam-financial.com
IAM Financial is a low cost, fee-only financial planning and investment management firm dedicated to helping clients organize their finances so that they can retire on time with an income meant to last a lifetime.
Ron Rhoades:  www.josephcapital.com
Joseph Capital Management, LLC - Fee Only Financial Planner
Joseph Capital Management, LLC is a fee-only registered investment advisory and wealth management firm located in central Florida, with offices in Raleigh and Atlanta.

Ray Mignone: 

William Dix: 
Pinnacle Investment Management Inc. is a comprehensive Fee-Only retirement planning Registered Investment Advisor firm serving affluent clientele in the Hartford, CT area, across the U.S. and abroad.
Fee Only Investment Advisor - Fiduciary - FPA Member - Chartered Financial Consultant (ChFC) Advisor in Raleigh, NC
Since 1992, a Raleigh, NC fee-only independent financial planning and investment management firm helping individuals, professionals and business owners make smart decisions about their money. Client-first means allegiance to our clients, not the bank, the brokerage firm or the insurance company.

John Eckel:  
Fee Only Financial Advisor - Certified Financial Planner - Registered Investment Advisor - Wealth Manager in Londonderry, NH
Northstar Financial Planning, Inc. is a fee only financial life planning and wealth management firm offering retirement planning, investment management and financial life planning to clients in Londonderry, NH and nationwide.
Fee-Only Certified Financial Planner CFP providing investment asset management and personal financial planning services in Highlands Ranch, Littleton, Parker and Aurora, Colorado
Staib Financial Planning is a Fee-Only Personal Financial planning and Investment Management firm providing independent personal financial advice. Our financial advisors provide comprehensive personal financial planning services, including: money management, retirement planning, investment management, income tax planning college savings, and estate planning. Paul Staib, Certified Financial Planner, CFP, financial advisor.
Independent Fee Only Financial Planner and Investment Advisor in Salt Lake City, UtahLon Jefferies is a financial advisor and trusted fiduciary at Net Worth Advisory Group dedicated to providing comprehensive financial planning and investment management on a fee only basis.
Bill Holliday:  www.aiofinancial.com
AIO Financial in Tucson, AZ provides financial services including: wealth management , retirement planning, financial management, investment advisors and investment management.
Craig Larsen:  www.ahcadvisors.com
Craig Larsen, CFP is location in St. Charles, IL.  AHC provides unbaised, objective and independent Fee-Only financial planning and wealth management services.  We serve clientss in the Chicago suburbs and locally in Saint Charles, Geneva, Batavia, Naperville and Elgin.
Fee Only Investment Advisor - Certified Financial Planner - CPA - Retirement Planner in Raleigh, NC
Beacon Financial Strategies is a Fee-Only financial planning, tax planning and investment management firm offering ongoing and introductory wealth management engagements to clients in Raleigh, Durham, Cary, Chapel Hill, Research Triangle Park, NC and nationwide.
Steve Medland:  www.tabr.net
Fee-Only CERTIFIED FINANCIAL PLANNERTM, CFP, Independent Financial Advisor in Orange County, CA
TABR Capital Management, LLC is a Fee-Only investment advisor, financial planning and wealth management firm located in Orange |County, CA.  At TABR Capital Management, our purpose is to ensure that you're able to focus on living your life becuase we're focused on your financial goals.
Jim Blankenship:  www.BlankenshipFinancial.com
Fee-Only CFP Independent Financial Advisor in Central Illinois (New Berline Springfield)
Blankenship Financial Planning is a Fee-Only retirement planning, education planning, and income tax prep firm with a CERTIFIED FINANCIAL PLANNERTM Professional and Enrolled Agent in New Berlin, IL.
Bryan Hancock:  www.timberchase.net
Timberchase Financial, LLC
Comprehensive Financial Planning and Investment Management, fee-only, Birmingham, Alabama.
San Diego Fee Only Advisor - Independent CERTIFIED FINANCIAL PLANNERTM practitioner
Blue Water Capital Management, LLC provides independent, Fee-Only financial planning, investment management and retirement plan consulting services to a variety of clients.
Fee-Only CFP Independent Financial Advisor in Chicago
Long & Associates is a Fee-OnlyTM financial planning firm with CERTIFIED FINANCIAL PLANNERTM Professionals in Chicago, IL.
Jennifer Lazarus:  www.lazarusfp.com
Fee-Only, Certified Financial Planner for Socially Responsible Investors in Durham, North CarolinaLazarus Financial Planning provides comprehensive financial planning for socially responsible investors in the Raleigh, Durham, Chapel Hill Triangle and nationwide.
Jessica Hovis:  www.longviewfa.com
Longview Financial Advisors, Inc., a firm that focuses on the Huntsville, Gadsden, Tuscaloosa and Birmingham, Alabama areas, has a team of Certified Financial Planner professionals that specialize in comprehensive, fee-only financial planning, business, retirement, estate planning, and investment management.
John Gay:  www.ffplan.com
Frisco Financial Planning LLC, a Fee Only NAPFA CFP Financial Advisor
Frisco Financial Planning LLC is a financial planning firm and Registered Investment Adviser located twenty minutes north of Dallas in Frisco, Texas (near Plano, McKinney and Allen).
Independent Fee-Only Financial Planning Firm located in Mendota Heights, Minnesota
Clerestory Advisors, Inc. is a Minnesota Registered Investment Advisory firm.  We work with individuals and families to help identify what is most important to them and develop a financial/investment plan to support these key goals/values.
Steve Wolfe:  www.pathfinderfa.com
Fee Only CFP Financial Advisor in Hawaii
Pathfinder Financial Services, LLC is a Limited Liability Company and organized in the state of Hawaii.  Pathfinder Financial Services, LLC is a Registered Investment Advisor in the State of Hawaii.  While located in Hawaii, the practice is national in scope.
Kaplan Financial Advisors, LLC - Fee-Only Independent DFA Funds Advisor in New Jersey
We are a full service investment advisory firm providing portfolio management and financial planning services located in Berkeley Heights, NJ.  We employ life planning to help our clients see the connection between their life goals and financial goals.  We also specialize in planning for adult caregivers of aging parents.
Wayzata Minnesota Fee-Only Investment Advisor
Rick Epple, CFP has been working with business owners, dentists, doctors, and other professionals for many years.  He helps them develop and implement a personalized plan to achieve financial independence.  "My mission is to provide clients with peace of mind.  I do this using a proprietary method I have developed called The Smart Decision ProcessTM."
Maine fee-only CERTIFIED FINANCIAL PLANNER and investment management
Bogue Asset Management is an independent fee only comprehensive financial planning practice which includes tax planning, investments, retirement and estate planning, and money management serving individuals across the state of Maine.
Bill Holliday:  www.ffafinancial.com 
Fee Only Certified Financial Planner in Tucson, Arizona
CFP Financial services include: asset management, wealth management, retirement planning, estate planning, taxes, debt reduction, insurance, investment advice, 401k.
Michael Garry:  www.yardleywealth.net
Fee-Only Financial Advisor and CFP(R) Professional in Newtown, PA
Michael J. Garry, CFP(R), JD/MBA, owner of Yardley Wealth Management, LLC is an independent Financial Advisor who provides Fee-Only financial planning services and investment management in Newtown, PA.
Jay Berger:  www.iwmusa.com
Traverse City, Michigan:  Independent Wealth Management, LLC - Fee-Only Certified Financial Planners
IWM provides Fee-Only conservative Financial Planning and Wealth Management.  All three partners are Certified Financial Planners and each have 14+ years of experience in the financial planning field.  IWM offers clients three distinct services Wealth Management, Investment Mangement and Consulting.
John Gugle:  www.alphafa.com
Fee Only CERTIFIED FINANCIAL PLANNER Financial Advisor Investment Advisor in Charlotte, NCAlpha Financial Advisors is a fee-only financial planning and investment advisory firm based in Charlotte, North Carolina.  As comprehensive financial planners, we offer a broad array of planning services that will help you achieve your goals.
Colleen Weber:  www.colleenweber.com
Fee-Only CFP CPA Independent Financial Advisor in Minnesota
Colleen Weber CPA, LLC is a fee-only, independent financial planning and wealth management firm in Minnesota.
Tom Rogers:  www.pfpg.com
Portland Financial Planning Group, LLC (Portland, ME)
Independent fee-only financial planners specializing in retirement planning, estate planning, investments, and insurance.
Seattle, Washington Eastside Fee-Only Investment Management & Financial Planning - Redmond, Bellevue, Kirkland, WA
Sherwood Investment Services in Redmond, WA has 25+ years experience providing completely independent investment management and retirement planning. We specialize in helping successful individuals plan and invest for retirement on a Fee-Only basis. Our clients are nationwide.
Fee Only Financial Planning - Roman Financial Advisors in San Diego, CA
Roman Financial Advisors 619-669-1111 specializes in fee only financial planning including tax planning, risk management and investment counseling.
John Bergland:  www.BerglandWealth.com
NAPFA, Fee-Only, Fiduciary, Certified Financial Planner, Independent Financial Advisor in Jackson, Mississippi
Bergland Wealth Management is an independent Registered Investment Advisor firm with a team of Certified Financial PlannerTM Certificants who offer Fee-Only, fiduciary, comprehensive financial planning.  BWM is located in Ridgeland, MS, north of Jackson and near Madison and Brandon.
J. David Lewis:  www.resourceadv.com
Fee-Only Financial Advisory, including Wealth and Investment Management in Knoxville, Tennessee
Matthew Kelley: 
Gold Medal Waters offers Boulder and Denver its Fee Only Financial Planning and Investment Management.  Read about our Certified Financial Planners (CFP's), Financial Advisors and Investment Advisors.
Chris Baum: 
Fee Only Financial Planning Firm in Colorado - Approved to use Dimensional Fund Advisors funds
Fee-Only CERTIFIED FINANCIAL PLANNERTM Retirement Planning in Portland, Oregon
Independent Fee Only Financial Planning and Investment Management firm based in Portsmouth, New Hampshire
Vannoy Advisory Group is located in Austin and is a Fee-Only retirement and wealth management firm that specializes in comprehensive fee-only financial planning with an emphasis on retirement planning. 
Cambridge and Boston, MA Fee-Only, Independent CERTIFIED FINANCIAL PLANNERTM Professional  
Steve Bell: 
.  Experience the freedom that a lifetime of prudent financial planning and guidance can provide. The Wealth Conservatory's team of Certified Financial PlannerTM (CFP®) professionals provides integrated financial solutions to those who wish to worry less about maintaining their current lifestyle or funding the one they desire.  
Fee-Only NAPFA Registered Financial Advisor serving Newport News, Williamsburg, and Hampton Roads, VA
Katherine L. Brown offers fiduciary independent financial advice in investment management and financial planning.  Katherine has over 10 years of experience and graduated from programs at Stanford University and UCLA.
Michael Pace:  www.michaelpace.net
Michael Pace, Independent Fee-Only CFP(R) Finanical Advisor in Seattle
Michael Pace, CFP(R) offers fee-only retirement planning & financial planning services and investment management services to individual clients and families in Seatlle Washington.
Sam Fawaz:  www.ydfs.com
Fee-Only, NAPFA Registered Financial Advisor, CPA, Wealth Manager in Canton, MI and Franklin, TN
A Fee-only and NAPFA Registered Certified Financial Planner, CPA and wealth manager in Canton, Michigan and Franklin, Tennessee
Mentor Capital Management Inc.
Mentor Capital Management Inc. provides comprehensive financial planning and investment advisory services for individuals and small businesses in the Chicago area western suburbs.
Russ Francis: http://www.pdxfis.com
Portland Fixed Income Specialists - Fee only financial advisor in Beaverton, Oregon.  We design fixed income portfolios for retires and pre-retirees who are concerned about stock marekt volatility and preserving their investment portfolio. 
Paul Pignone:  www.investwithpaul.com
Fee-Only, CERTIFIED FINANCIAL PLANNER, and Independent Investment Advsior and Investment Fiduciary in Salem, NH and Bonita Springs, Florida
Paul R. Pignone, CFP, AIF is a Fee-Only CERTIFIED FINANCIAL PLANNER focusing on Retirement Planning and Investment Advisory Services with offices located in Salem, NH and Bonita Springs, FL.  Boston Retirement Advisors, LLC is a Registered Investment Advisor and Paul has over 25 years experience.
Lauren Lindsay:  www.mypfa.com
Personal Financial Advisors, LLC, wealth advisory firm based in Covington, LA
Personal Financial Advisors (PFA) is a Fee-Only, comprehensive financial planning and investment management firm focused on serving families, professionals, pre-retirees and retirees nationwide.  NAPFA Registered Advisor members Robert Reed, CFP, Joan Cox, CFP and Lauren Lindsey, CFP have over six decades of combined financial planning and advisory experience.
Shelley Ferro:  www.FerroFinancial.com
Fee-Only CFP Independent Financial Advisor in New Orleans, Metairie, Baton Rouge
Ferro Financial, LLC is a fee-only comprehensive financial planning firm located in Metairie, Louisiana, just outside of New Orleans.  Shelley Ferro is a Certified Financial PlannerTM, providing independent, comprehensive advice, and investment advisory services.
Fee-Only investment advisor located in Houston, Texas in the Village/Rice University area
Posey Capital Management is a fee-only investment advisor located in Houston, Texas in the Village/Rice University area.  The firm provides comprehensive financial planning (inlcuding retirement cash flow planning, portfolio management, risk management and estate planning) on a fee only basis.
Jon Houk:  www.jphadvisory.com
JPH Advisory Group - Atlanta's Personal CFO for Integrated Wealth Management
Jon Houk, A CERTFIED FINANCIAL PLANNER professional with over 25 years experience, founded JPH Advisor Group to provide integrated wealth management for families in the Atlanta area that need an independent, holisitic and unbiased approach to achieving their most important financial goals.
Richard Strasbaugh:  www.strasbaughfinancial.com
Strasbaugh Financial Advisory, Inc., Fee-Only Advisor, Colorado Springs, CO.
We take a holistic approach to financial planning by working with clients to articulate and implement their financial goals.  We act as a Fiduciary - we do not sell products or collect commissions.
Peggy Kessinger:  www.lfpadvisors.com
Lifestyle Financial Planning, LLC specializes in comprehensive, fee-only financial planning, life planning, business, retirement, estate planning and investment management.  We provide services to individuals, couples, their families and their businesses.
Lindsay Fleming:  www.bfadvisers.com 
Blankinship & Foster, LLC: Independent, Fee-Only, Wealath Advisory Firm in Solana Beach, CA (North County San Diego)
Blankingship & Foster, LLC is an independent, fee-only wealth management firm.  We have provided financial planning and investment management to help families manage their current and future wealth since 1974.
Lon Jefferies:  www.networthadvice.com
Net Worth Advisory Group is an independent fee-only Certified Financial Planner and investment advisor providing comprehensive financial planning in Salt Lake City, Utah.
Tobias Financial Advisors, Inc. is a Fee-Only Registered Investment Advisor located in South Florida.  The broad spectrum of financial expertise we offer includes asset management, estate and tax planning, education and retirement planning, and risk management.
George Papadopoulos:  www.thefeeonlyplanner.com
George Papadopoulos is a Fee-Only Certified Financial Planner CFP and CPA providing completely independent financial planning advice and investment management with a strong emphasis on tax planning and retirement planning.  
Rich Chambers:  www.feesonly.com
Investor's Capital Management, LLC, offering financial guidance to the Bay Area since 1999, can give you the peace of mind that comes with knowing you have planned prudently for your future and your loved ones are protected.
Pinnacle Financial Concepts, Inc. is a fee-only personal financial advisory firm providing comprehensive financial and investment planning services that are in the best interest of our clients.
Joseph Alfonso:  www.aegisadvisory.com
A Fee-Only CERTIFIED FINANCIAL PLANNERTM and NAPFA-Registered Financial Advisor offering comprehensive financial planning services to individuals, families and small business owners.  I take a client-centered approach and craft solutions that are technically sophisticated and artfully structured to truly reflect your priorities and values.
Kevin Nulton:  www.TitaniumAdvisors.com
Fee-Only NAPFA Certified Financial Planner in Franklin, MA 02038 and Newton, MA 02466.Kevin Nulton, as both a Certified Financial Planner professional and an attorney, provides a unique blend of unbiased expertise to address the various financial planning issues faced by our clients.
Jamie Milne:  www.milnefeeonly.com
Jamie Milne is a Certified Financial Planner who offers independent, fee-only advice that specializes in retirement and investment planning.  Milne Financial Planning has offices in Burlington, Barre, and St. Johnsbury, Vermont.
Jennifer Luzzatto:  www.summitfinancialplanning.com
Summit Financial Planning in Richmond, VA specializes in asset and wealth management for individuals and corporations, and because we are a fee-only firm, our clients will never pay us commissions of any kind.
Weingarten Associates is an independent, Fee-Only Registered Investment Advisor in Lawrenceville, NJ.  We make a difference in the lives of our clients by providing them with exceptional financial planning, investment management and tax advice.
Tony Ogorek:  www.ogorek.com 
Fee-Only CFP Independent Financial Advisor in Buffalo, Williamsville, Amherst
Ogorek Wealth Management LLC is an independent fee-only financial planning and investment advisory firm committed to helping you achieve a more fulfilling life through coordinated wealth management services.
Dana Hornquist:  www.hornquist.com 
Hornquist Financial is a Fee Only Financial Planning Registered Investment Advisor firm serving retirees and business owners in Minneapolis, Minnetonka, St. Louis Park, St. Paul, Edina, Minnesota.
Steve Weydert:  www.weydertwealth.com 
Orange County, CA Fee-Only Financial Advisor www.weydertwealth.com
Weydert Wealth Management is a Fee-Only investment management and retirement planning firm in Orange County, CA specializing in income optimization and goal planning strategies.
Beacon Financial Strategies is a Fee-Only financial planning, tax planning and investment management firm offering ongoing and one-time wealth management engagements to discerning clients in Raleigh, Durham, Research Triangle Park and nationwide.
Troy Sapp:  www.commencefp.com
Washington Independent Fee-Only Certified Financial Planner - CFP Certificant, Investment and Financial Advisor - Seattle-Tacoma-Olympia, WACommencement Financial Planning, LLC offers comprehensive fee-only financial planning services to individuals and families in and around Seattle-Tacoma-Olympia, Washington.
Don Martin:
Mayflower Capital offers Investment Planning, Personal Financial Planning, Wealth Management. The firm is a Los Altos, California NAPFA-registered fee-only financial planning and investment advisory firm offering independent financial advice
Craig Ritter: www.continuum-wealth.com 
Fee Only CFP Financial Advisor and Retirement Planner in Scottsdale and Phoenix, Arizona  Craig Ritter, Certified Financial Planner, of Continuum Wealth Management, provides investment management, retirement planning and financial planning to clients in Scottsdale, Fountain Hills, Chandler, Tempe, Gilbert, Mesa and the greater Phoenix area.
Kevin Reardon:  www.ShakespeareWM.com
Shakespeare Wealth Management, Inc.  Planning for Life.  That's our tagline and our mission.  It's about planning our client's entire life, and their families' best life, through smart, comprehensive financial advice.  We're the financial quarterback for family matters like cash flow, debt management, retirement, paying for college, charitable intentions, taxes, investments, inheritance and more.  We handle the details so that our clients can get on living their lives.  Since financial advice can be tainted by sales commissions, we operate under a fiduciary and a fee-only model to keep advice pure.  Our clients know that we keep their best interests first.
Ted Rynn:  www.ltwealth.com
Fee-Only CFP Financial National Harbor, MD.  Lifetime Wealth Planning and Management, LLC offers comprehensive financial planning services and specializes in women during transition, retirement planning and income generation.
Odyssey Wealth Management, LP is a fee-only, comprehensive wealth management firm providing retirement planning, investment management, financial planning, and tax planning services to clients in the Dallas/Fort Worth Metroplex (near Frisco, McKinney, Grapevine, and Southlake).
Independent, Fee-Only, NAPFA Registered Financial Advisor in Vancouver, Washington
Fort Vancouver Investment Management, LLC is an independent, fee-only Registered Investment Advisor located just across the Columbia River from Portland, Oregon on historic Officers Row in Vancouver, Washington.  Fort Vancouver Investment Management provides objective financial planning and investment management services.
Serenity Financial Consulting, LLC , Milwaukee, WI    Serenity Financial Consulting provides fee-only, hourly financial planning and investment management services in Shorewood, WI.
Johnston Investment Counsel:  Independent, research-based fee-only investment management and comprehensive financial planning firm serving clients in Illiniois, nationally and internationally.  JIC understands that managing your financial affairs is a challenging and complicated task and seeks to alleviate your concerns so you can re-focus on more important activities.  JIC is employee owned with more than 25 years' experience and works with individuals, institutions, and retirement plans.
Michael Solari:  www.solarifinancial.com
Solari Financial Planning, LLC - Independent & Transparent Financial Guidance:  We provide hourly-as needed advice that is customized to fit your life.  We believe that trust starts with transparency and that is why we provide Fee-Only financial guidance from all walks of life.
Jim Corbeau: www.springwaterwealth.com Independent Fee-Only Certified Financial Planner in Portland, Oregon and Santa Cruz, California.  Springwater Wealth Management is an independent, fee-only registered investment advisor offering integrated financial and retirement planning and investment management services in Portlant Oregon and Santa Cruz, California.

Fisher Financial Strategies is a Registered Investment Advisor firm providing advice on tax, investment, retirement, college planning and other aspects of personal finance. Site includes links to financial resources and The FFS Blog, a financial planning web log. www.retirementplanningsolutions.us
Bill McDonald:
Retirement Planning Solutions - Bill McDonald, Fee-Only Financial Advisor in Madison, WIRetirement Planning Solutions is a Wisconsin based Registered Investment Advisor Firm specializing in retirement planning for middle income retirees. We are an Independent Fee-Only Firm featuring DFA (Dimensional Fund Advisors).
David Jacobs, CFP providing investment management and financial planning to Honolulu, Hawaii (Oahu)
A Fee-Only firm specializing in risk management and achieving your goals.
Certified Financial PlannerTM Independent Investment Advisor in Scottsdale and Glendale, Arizona
Wealth Engineering is an independent, fee only, registered investment advisor firm.  We provide customizes investment management, retirement planning and financial planning. We serve the valley, working with clients in Glendale, Phoenix, Mesa, Chandler and Scottsdale, Arizona.
Phillip James Financial: www.PhillipJamesFinancial.com
Fee-Only Financial Planner - Minnesota - Phillip James Financial is an independent fee-only financial advisor offering comprehensive financial planning and investment management in Minnesota.  They work with individuals and families to make sure they are on track to achieve all of their financial goals.


 *** The listing of the names, websites and descriptive information of the advisors shown above in no way indicates a recommendation or endorsement of the individual or their firm. ***