Our Services
In order to benefit from the services that we provide, a client must have a minimum level of complication in their financial lives. This generally translates through to having the following financial characteristics:
Investable assets in excess of $300,000 - Net worth in excess of $500,000
For people that meet this criteria, we offer our Wealth Management services. We will assist with all wealth management related items that arise, including the selection and monitoring of appropriate investments. As situations change and new goals are established, we will continue to address these issues, as we are now “on retainer” to the client. To watch a YouTube video that explains a bit of how we work with clients, please click on the following website link:
Ritter Daniher Financial Advisory, LLC - NAPFA Video
Fees are calculated as a flat negotiated retainer fee. This differs from many planners that charge based upon the assets that they are managing for you, as there are still conflicts inherent in this approach. Our flat negotiated retainer fee starts by looking at your total liquid net worth to determine an appropriate fee "band". Adjustments are then made for mitigating factors such as concentrated stock positions, lack of investment options (often within corporate retirement plans), low cost basis assets, investment real estate, etc.
Our fee schedule is viewable on our Form Adv Part II, which is posted in the Client Service Center under the RDFA Documents tab. Additionally, you can view our Wealth Management Service Chart under the same RDFA Documents tab.
