Team Members


John K. Ritter
CFP®, CFS


Jeffrey E. Daniher
CFP®, AEP®, CTFA, CLU


Ronda L. Koehler
CFP®


Gregory T. Busch
CFP®


Michele R. Daniher
CFP® 

 

 
 


Lori A. Smith


Leanne F. Bernard


Michele K. Heckle


Lora Anstaett

 

John K. Ritter, CFP®, CFS

Position
Shareholder of Ritter Daniher Financial Advisory, LLC
Managing Partner
Senior Financial Advisor

Educational Background
B.S. in Business Administration from Xavier University, 1994
Certified Financial Planner (CFP®), 2001
Certified Fund Specialist (CFS), 2002
NAPFA Registered Financial Advisor, 2003

Accomplishments
Entered Financial Planning Industry, 1994
Speaker at Cincinnati Enquirer Financial Independence Day, 2001-2002
Speaker at NAPFA Midwest Regional Basic Training Conference, 2003
Speaker at NAPFA National Basic Training Conference, 2004-2006, and 2009
TD Ameritrade National Advisory Panel Member, 2005-2006
Speaker at TD Ameritrade New York Regional Conference, 2006
Speaker at TD Ameritrade National Conference, 2006, 2007, 2009
Speaker at NAPFA National Conference, 2006, 2007
Co-Chair of 2008 NAPFA National Conference in Long Beach, CA
NAPFA National Board of Directions, 2009-2012: Conference Liason 2009-2010
NAPFA Public Policy Chair, 2011-2013
NAPFA Public Policy Committee, 2011- present
Member of the Financial Planning Coalition, 2011-2014
Named to the list of "The Top 250 Wealth Advisors" in the country by Wealth magazine in 2010
Named as one of the "30 Most Influential People" in NAPFA's 30 Year History in 2013
NAPFA Ethics Committee, 2015 - present. Committee Chair beginning
September, 2015                      

Personal Information
Four year member of the Xavier University Men’s Golf Team
Four year member of MCC Conference Championship Team
Three time All Midwestern Collegiate Conference First Team
Member of the Anderson High School Athletic Hall of Fame
Team Manager for the Cincinnati Patriots select baseball team
Married to high school sweetheart, Kit, and father of Amanda and Brad

 

Jeffrey E. Daniher, CFP®, AEP®,CTFA, CLU

Position
Shareholder of Ritter Daniher Financial Advisory, LLC
Senior Financial Advisor

Educational Background
B.A. in Economics (Cum Laude) from Grove City College, 1986
M.B.A. in Organizational Behavior from Case Western Reserve University, 1991
National Graduate Trust School, 1994
Certified Trust and Financial Advisor (CTFA), 1994
Certified Financial Planner (CFP®), 2000
Chartered Life Underwriter (CLU), 2003
NAPFA Registered Financial Advisor, 2003
Accredited Estate Planner (AEP®), 2009

Accomplishments
Entered Financial Planning Industry, 1986
Speaker at Cincinnati Enquirer Financial Independence Day, 1999-2002
Speaker at NAPFA National Basic Training Conference, 2004, 2005 and 2006
Speaker at TD Ameritrade National Conference, 2006, 2007, 2009
Speaker at NAPFA National Conference, 2006, 2007
Faculty Member of the NAPFA University School of Estate Planning, 2007-Present
Past President of the Financial Planning Association of Greater Cincinnati
Past President of the Estate Planning Council of Northern Kentucky
Co-Chair of 2008 NAPFA National Conference in Long Beach, CA
Current Dean of the NAPFA University Estate Planning curriculum

Personal Information
A fan of, and sometimes participant in, the sport of cycling
Avid "foodie" who enjoys pairing wine with great food  Loves to discover and explore interesting, out of the way places, museums and experiences   Married to Nanci, and father of Ian, Megan and Sean

 

Ronda L. Koehler, CFP®

Position
Senior Financial Advisor

Educational Background
B.A. in Accounting from Cedarville University, 1989
Registered Financial Paraplanner (RP), 2001
Certified Financial Planner (CFP®), 2005
NAPFA Registered Financial Advisor, 2005

Accomplishments
Co-Chair of 2008 NAPFA National Conference in Long Beach, CA
Finance Committee Member at Clough United Methodist, 2009-present
NAPFA Women's Inititative Committee Member, 2012-2014
Speaker at Xavier University "Ethics & Compliance" seminar, 2014
Finance Officer for 279 Civil Air Patrol Composite Squadron, 2014

Personal Information
Lives in Eastgate with her son, Ethan, who will be attending Wright State University
Enjoys reading and spending time with her family

 

Gregory T. Busch, CFP®

Position

Senior Financial Advisor

Educational Background
B.S. in Architecture from The Ohio State University, 1977
Master of Architecture (Cum Laude) from California State Polytechnic University, 1982
Certified Financial Planner (CFP®), 1999 NAPFA Registered Financial Advisor, 2010

Accomplishments
Previous Owner and Principal of Clarus Financial LLC, 2000-2010
“Christian Financial Concepts,” Counselor Trainer, 1995-1998
Vice President; Finance and Operations for City Gospel Mission, 1994-2000
President of the Board; Provident Extension Program, 2007 - current
Past Chair; Investment Committee of City Gospel Mission; Cincinnati, OH, 2000-2006
Past Member; Speakers Bureau, Leave a Legacy, 1998
Past Member; Greater Cincinnati Planned Giving Council, 1995 - 2000
Chair; Holiday Committee, Downtown Council of the Chamber of Commerce, 1992

Personal Information
Lives in Montgomery with wife, Holly, and their children, Jack, Ann, Kate & Libby
President of the Board: Providence Extension Program
Former Elder and Executive Board: Horizon Community Church
Past Chair: Investment Committee of City Gospel Mission

 

Michele R. Daniher, CFP®

Position
Financial Advisor

Educational Background
John Carroll University, B.S. Economics and Political Science, 1991
7 years of claims and management experience at Liberty Mutual
Certified Financial Planner (CFP®), 2016 NAPFA Registered Financial Advisor, 2016

Personal Information   Lives in Mt. Lookout with husband Andy and their children, Lucas, Kathryn and Julia
Enjoys spending time with family, traveling, cooking and reading
Active volunteer at Our Lord Christ the King Church/Cardinal Pacelli School and Girl Scout Troop Leader

 

Lori A. Smith

Position
Operations Manager

Educational Background
Business and Office Administration, University of Cincinnati, 1992
More than 22 years of experience in the financial planning industry

Personal Information
Lives with husband, Dave, and their children, David and Erika
Loves spending time with her family and being outdoors
Enjoys watching her children's sporting activities
Frequently volunteers at her children's schools and her church

 

Leanne F. Bernard

Position
Business Manager

Educational Background
University of Cincinnati, Business Administration, 1991
Over 22 years in office and business administration experience

Personal Information
Lives in Anderson Township with husband, Jay and their children, Ellie and Colin
Kindervelt Member for Cincinnati Children's Hospital, 1997-2011 - Vice President, Secretary and Membership Chair
Co-Leader and Treasurer, Girl Scouts, 2002 - 2010
Summit Knights Baseball - Treasurer, 2013, 2014, 2015, 2016
Active volunteer at Turpin High School

 

Michele K. Heckle

Position
Financial Paraplanner

Educational Background
University of Cincinnati, Accounting
Over 20 years in legal administration and paralegal experience
NAPFA Registered Affiliate, 2011

Personal Information
Lives in Batavia with husband, Chris and three of their children, Phillip, Sam and Emma.
Their oldest, Chris Jr., lives in Indianapolis with his wife, Sarah
Enjoys time with family and friends.
Active volunteer at Batavia High School for both sporting and school events

 

Lora Anstaett, RP

Position
Registered Paraplanner

Educational Background
University of Cincinnati, Business Administration, 1999
Springfield College, Human Services, 2001

Personal Information
Lives in Eastgate with husband, Ken and their children, Kyle and Leah
Loves spending time with her family
Enjoys watching/attending a variety of sporting events
Active volunteer at Saint Veronica School and Parish

 

 

Disclaimer

RDFA is an Ohio corporation registered as an Investment Adviser with the Securities and Exchange Commission, located in Washington, D.C. Information regarding RDFA and its filing with the Securities and Exchange Commission can be viewed through the Investment Adviser Public Disclosure website, located at:

http://www.adviserinfo.sec.gov/IAPD/Content/Search/iapd_OrgSearch.aspx

John K. Ritter, Jeffrey E. Daniher, Gregory T. Busch, Ronda L. Koehler and Michele R. Daniher are Registered Financial Advisors with NAPFA, the National Association of Personal Financial Advisors. As such, they adhere to NAPFA's strict guidelines regarding full disclosure and acting in the best interest of the client at all times. They are also Certified Financial Planner Licensees, and are therefore entitled to use the CFP mark and logo.