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Wednesday, February 21, 2024

In the wise words of Benjamin Franklin, "a penny saved is a penny earned." In today's fast-paced world, where financial stability is crucial, regularly evaluating our spending habits becomes necessary. Often, we unknowingly squander...

Wednesday, February 14, 2024

I hope you found our recent article on the impact of elections on the stock market insightful.  To help you leverage this knowledge for your financial well-being, here are five actionable steps you might consider: Diversify Your...

Tuesday, February 6, 2024

In the ever-evolving landscape of financial markets, elections stand as pivotal events, sending ripples through investor sentiment and market dynamics.  As we approach the ballot box, it's natural to wonder: how do elections truly...

Thursday, February 1, 2024

We hope you found our recent article on budgeting insightful as you gear up for the financial year ahead. Now, let's turn those insights into action with five practical steps:   Review Your Expenses Take a closer look at your...

Tuesday, January 23, 2024

While we often think of this time of year as tax season, you might want to start thinking about it as budgeting season as well. As you’re getting ready to file your tax return, you likely have all of your financial information in...

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Monday, January 8, 2024

Social Security is a key piece of most retirement plans. Unfortunately, many individuals don’t understand how things like marital status, taxes, and delaying benefits affect Social Security. Here is a quick guide to prepare you...

Wednesday, January 3, 2024

Welcome to the new year!! We wanted to alert you to the increase in 401(k) contribution limits, and provide a reminder to adjust your deferrals if you would like.  The total employee contribution limit to all 401(k) and 403(b)...

Tuesday, December 12, 2023

There’s a reason why 80% of New Year’s resolutions fail before February. Bad habits and unhealthy behaviors are hard to break. And while you might know what you need to do to live a healthier life, it can be a struggle to...

Monday, November 27, 2023

Consider these 5 ways to help combat cognitive decline It might be natural to slow down mentally as you age, but that doesn't mean it’s totally out of your control. In fact, there are ways you can keep your mind fresh and help...

Thursday, November 16, 2023

We hope you found our recent article, "Preparing for the Passing of a Loved One," helpful. We understand that discussing these matters can be challenging, but being proactive in planning for the future is crucial. To help you take...

Tuesday, November 7, 2023

When a loved one passes away, the last thing you want to think about are logistical arrangements and financial decisions. That’s why preparing for the future now can make it easier to deal with what might seem like mundane...

Tuesday, October 24, 2023

The clock is ticking down on 2023. But the year isn’t over yet, and there are still several things you can do to not only prepare for the coming year, but also potentially save you money. So before 2024 hits, consider these...

Wednesday, October 11, 2023

I attended a very interesting online presentation on Estate Planning, but one of the most fascinating parts related to our "online presence".  Specifically, what happens to your digital assets after you pass away? One idea that...

Thursday, September 21, 2023

The Federal Reserve Board met this week, and held interest rates steady - at least for the moment.  Here is a nice summary article about the meeting and comments from Fed Chair Jerome Powell.   Fed Meeting Summary   We...

Wednesday, September 6, 2023

It goes without saying that cyber attacks are a fact of life that we all need to watch for.  And they are only increasing in frequency and sophistication level. Charles Schwab recently sent an email blast about this topic, and it...

Monday, August 28, 2023

A client recently sent us an article that he found of interest, and we think you may as well.  It does a great job of walking through the longevity that we may experience in our retirement years.   Key Retirement...

Friday, August 11, 2023

One thing that has come up in conversations with quite a few clients lately is how much they may receive in Social Security payments during retirement.  That's led us to directing them to the website to run their personalized...

Wednesday, May 10, 2023

Tuesday, January 3, 2023

Happy New Year from all of us at RDFA.  We hope 2023 is off to a great start for you.In late December, SECURE 2.0 Act was signed into law in the massive omnibus bill passed by Congress.  Believe it or not, the text for SECURE...

Wednesday, November 2, 2022

We have had the good fortune of meeting Kara Murphy, who is the Chief Investment Officer of Kestra Financial - parent of Bluespring Wealth Partners.  She posted the following article yesterday which we thought you would...

Sunday, October 23, 2022

The IRS recently released the updated figures for retirement plan contributions that will apply in 2023.  Here is the press release from the IRS with all of the details:2023 401(k), 403(b) & IRA LimitsWe are seeing large...

Friday, July 1, 2022

Summer travel is in full force, and anyone who has traveled lately will tell you about CROWDED airports and flight challenges.  It seems that the pent up demand for people to travel is causing significant issues for the airlines...

Tuesday, June 14, 2022

I saw a show on Discovery a few months back, and the topic was how to survive an attack by a bear. This is not something I had ever contemplated, as there are generally not many bears appearing on golf courses or baseball diamonds...

Thursday, May 19, 2022

Monday, May 9, 2022

Friday, March 4, 2022

Tuesday, March 1, 2022

Wednesday, February 23, 2022

Friday, February 4, 2022

Tuesday, June 22, 2021

At its June meeting, the Federal Reserve confirmed what many of us have suspected for some time: prices are rising. In fact, prices are climbing faster than many expected. In response, the Fed raised its inflation expectation to 3.4%,...

Monday, June 7, 2021

By: Jeff Daniher The level of reported cyberattacks continues to expand. What can you do to minimize your risk of being a victim? The joke about not having to outrun the bear, only having to outrun your partner, has significant...

Thursday, June 3, 2021

We hope this email finds you doing well, and that you had an enjoyable Memorial Day holiday. While volatility was back in the month of May, overall performance was quite positive. The following piece shows which sectors performed well,...

Monday, March 29, 2021

This time of year, we tend to field lots of questions about what records need to be maintained, and what can be pitched. Here is a great article from the Wall Street Journal that addresses this topic: https://link.edgepilot...

Thursday, March 18, 2021

Yesterday, it was announced that the tax filing deadline has been extended from April 15th to May 17th this year. Please see the following news release from the IRS: Tax Filing Deadline Extended to May 17 For anyone that was scrambling...

Wednesday, March 17, 2021

We hope this email finds you off to a great start to the week. The following article from Capital Group (the American Funds mutual fund family) struck us as being very interesting. There are definitely some major themes that may be...

Monday, January 18, 2021

The Thursday night YouTube Premiere concert by Bill Kanengiser was a huge success, and we were thrilled with how many people were able to join in. If you wanted to enjoy the concert, but your schedule didn't allow you to attend, you...

Monday, December 21, 2020

Monday, November 23, 2020

Here in Cincinnati, it's a rather cold, dreary Sunday morning in the midst of spiking COVID numbers. The fall leaves are gone, and the prospect of a long winter is staring us in the face. Yet, I'm sitting here in my home office (while...

Friday, October 9, 2020

Happy Friday! We recently came across a really good article diving into details around Health Savings Accounts, and we thought you might find it of interest. This is a tool that more and more people are using. Health Savings Accounts...

Tuesday, September 22, 2020

Happy Tuesday morning. The Federal Reserve, along with Central Bankers across the globe, have concentrated all of their monetary firepower on keeping interest rates low. When asked about when rates may start to increase, the rumored...

Wednesday, August 26, 2020

We all hope this email finds you doing well, and staying healthy. We have had a lot of questions lately about the upcoming election, and how it may impact the markets. Blackrock recently released a great piece that analyzes this, and...

Friday, June 26, 2020

We are seeing regular updates right now about what college may look like for students this fall. Obviously there is a lot in the air with COVID-19, and how schools are choosing to handle in person versus online learning. But not matter...

Friday, June 5, 2020

Happy Friday to everyone. Jeff recently found a really great summary article about where we currently stand with COVID-19. It's hard to believe that we are now a half year into this new reality, as there are times that it feels like...

Wednesday, May 20, 2020

The current state of our world has left many of us with a overarching malaise brought on by FUD: Fear, Uncertainty and Doubt. While not a part of normal medical terminology, it most definitely is an emotional state that can be...

Friday, May 8, 2020

We hope this email finds you doing well at the end of the week. Early on in this pandemic, we wrote to you with a few new terms that we suggested would become part of our everyday vocabulary: Social Distancing and Flattening the Curve....