John K. Ritter, CFP®, CFS

John K. Ritter, CFP®, CFS

Managing Partner / Financial Advisor


Co-Founder of Ritter Daniher Financial Advisory, LLC

Education & Accomplishments:

B.S. in Business Administration from Xavier University, 1994
Certified Financial Planner (CFP®®), 2001
Certified Fund Specialist (CFS), 2002
NAPFA Registered Financial Advisor, 2003
Entered Financial Planning Industry, 1994
Speaker at Cincinnati Enquirer Financial Independence Day, 2001-2002
Speaker at NAPFA Midwest Regional Basic Training Conference, 2003
Speaker at NAPFA National Basic Training Conference, 2004-2006, and 2009
TD Ameritrade National Advisory Panel Member, 2005-2006
Speaker at TD Ameritrade New York Regional Conference, 2006
Speaker at TD Ameritrade National Conference, 2006, 2007, 2009
Speaker at NAPFA National Conference, 2006, 2007, 2022
Co-Chair of 2008 NAPFA National Conference in Long Beach, CA
NAPFA National Board of Directions, 2009-2012: Conference Liason 2009-2010
NAPFA Public Policy Chair, 2011-2013
NAPFA Public Policy Committee, 2011- present
Member of the Financial Planning Coalition, 2011-2014
Named as one of the "30 Most Influential People" in NAPFA's 30 Year History in 2013
NAPFA Ethics Committee, 2015 - present. Committee Chair beginning September, 2015


Personal Information

Four year member of the Xavier University Men’s Golf Team
Four year member of MCC Conference Championship Team
Three time All Midwestern Collegiate Conference First Team
Member of the Anderson High School Athletic Hall of Fame
Active volunteer at Anderson High School and Fernside
Team Manager for the Cincinnati Patriots select baseball team: 2014-2020
Team Manager for the Cincy Smoke select baseball team:  2021
Married to high school sweetheart, Kit, and father of Amanda and Brad

My Story

If you see John out and about in Anderson Township, there’s a fair chance someone will come up and say “Hey, Coach.” John, and his father (known as Coach Papa) have coached countless kids over the years – from tee ball up to children who are now in high school. From the basketball court to the baseball diamond. And it has been an absolute labor of love.

“There’s something incredibly special about giving instruction, and seeing a player put it into action. Learning a new skill. Modifying something that wasn’t previously working. That’s where the real fun is from a coaching standpoint – not just winning games.”

John was very involved in athletics growing up, which led to a Hall of Fame golf career at Anderson High School and four years of MCC Championship winning golf at Xavier University. This paved the way for his coaching now.

“I was blessed to have great coaches and instructors growing up”, he says. “It showed me the relationship aspect that any good coach builds with his players, and the advice giving aspect to help them perform at their best. It’s not unlike the relationship we build with clients, which leads to advice to help them hit their financial and life goals. It’s a teamwork structure where both parties are fighting to reach the same end point.”

While it likely didn’t occur to him at the time of starting the company 22 years ago, RDFA was going to allow him to have coaching at the forefront of both his professional and personal life.

“Someone asked me one time what I do for a living. I said, I’m part financial planner, part investment manager, part educator, and part counselor. I now realize that I should have added coach into this equation as well.”